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Payment Options 

Citi Recurring Payment Activation System

This activation service is powered by Western Union Speedpay and will be used to verify your electronic payment agreement. You will need your CitiFinancial account number and the Recurring Payment Plan ID that was created for you. Please contact your branch if you need further assistance.

>>Setup Citi Recurring Payment


Online Payments

Online account management is free, safe and secure. Once you register for online account access, you will have the freedom to make payments when it's convenient for you. 

  • Make a one-time payment 
  • Set up recurring monthly, semi-monthly or bi-weekly payments 

AutoPay Advantage

Call or stop by your local servicing center to have your monthly loan payment automatically deducted from your personal checking account at the same time every month. All you have to do is provide your bank account and routing number, and we'll set it up for you. 

In-Center Payments

Stop by a local servicing center any time during business hours and you can make your payment with cash, check, debit card, or money order. 

Mail Payments

Sign, seal and stamp. You may also mail your check or money order to your local branch or to the address on your monthly statement. It's a good idea to mail your payments at least 3-5 business days before the due date to be sure your payment is received on time.

Phone Payments

If your payment is due today, or if you are already past due, you may choose to call your local servicing center and make a payment immediately over the phone. You can make phone payments from your checking account. Please note, there may be a fee associated with making a phone payment. Ask your local branch for details. 


MoneyGram has thousands of locations at major retailers around the world. Visit Moneygram to find a location near you. When paying via MoneyGram, make sure you use CitiFinancial's Retrieve Code 10487. Learn more about MoneyGram in our FAQ's. Please note: There may be a fee associated with using this service.